At Clapham Commercials we offer a wide range of finance options to suit our customers and aim to help every customer drive away in their ideal commercial vehicle.
We aim to understand your needs as thoroughly as possible and will then tailor or finance options to suit your specific requirements.
With a range of advantages such as lower monthly payments and a shorter term than personal loans, our finance packages add security and ease in purchasing your vehicle. Our finance options are intended to remove any additional hassle when purchasing a vehicle and makes the process as smooth and convenient as possible.
The finance plans available include Hire Purchase, Business Contract Hire, Finance Lease and Personal Contract Hire. We can also tailor finance packages to suit your needs, with features such as low advance payment and VAT reclaiming. Our finance options are suited to individuals and businesses.
If you have had trouble getting a commercial vehicle elsewhere then give us a call to see if we can help as we have flexible finance deals to suit all budgets. The vehicle finance options offered by Clapham Commercials help you to own your ideal van sooner and at a smaller cost than you may expect.
Please speak to an experienced adviser or enquire with one of our offices in Cheshire or Yorkshire to find out more about our superb vehicles and your finance choices. If you have any queries or require a quotation, then please do not hesitate to contact us.
Finance Lease (FL) is suitable for limited companies, partnerships, the self-employed and sole traders. The vehicle can be leased in one of three ways which don't require any upfront payment:
VAT can be reclaimed by VAT registered companies, and the vehicles will show as an asset on your balance sheet. The benefits of a finance lease are that there is no excess mileage charges and no damage inspections at the end of the term.
Hire Purchase (HP) is suitable for anybody who would like to own their vehicle at the end of the finance term. In most cases, the customer will usually pay a deposit and pay off the value of the vehicle in monthly instalments, with the loan secured against the car and will only own the car once the final payment is made.
Business Contract Hire (BCH) is suitable for sole traders, partnerships, PLCs and limited companies. It has several key benefits, making it a popular choice.